ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

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Ayushman Bharat

Hurdles to Implementation One Year On

Taking into consideration the model of the Ayushman Bharat–Pradhan Mantri Jan Arogya Yojana, some valid questions regarding the operationality and feasibility of the scheme are examined. The shortcomings of the scheme are brought forth and a solution is offered so that the scheme does not stand in contradiction to various health schemes of the past.


The Ayushman Bharat–Pradhan Mantri Jan Arogya Yojana (AB–PMJAY) was launched by the Government of India in 2018 (National Health Authority nd). The AB–PMJAY defines a benefit cover of ₹5 lakh per family per year for secondary and tertiary care hospitalisation and it is aimed at covering a total of 10 crore families (approximately 50 crore persons or 40% of the country’s population based on the socio-economic and caste census database) (Bakshi et al 2018). The premise of the scheme is to achieve universal health coverage (UHC) and to move towards achieving the sustainable development goals (SDGs) to which India is a signatory. As more and more data becomes available for this ambitious scheme, it becomes necessary to evaluate as to whether the track chosen by the state for achieving UHC has reached anywhere near the assumed end point. In the first few months of its inception, questions were raised on the operationality and the feasibility of the AB–PMJAY (Bakshi et al 2018). It is, thus, important to examine whether these valid questions have been answered or whether the government has moved ahead with the scheme without due consideration of issues of operationality and feasibility.

Insurance-based Model

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Updated On : 24th Jun, 2020
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